4k in collections, what to do?

Hey everybody,
I'm a university pupil and will actually use some recommendation.

A few 12 months in the past, I needed to withdraw from a whole semester of lessons at my college. Due to that, I ended up being charged practically $4,000 by the varsity. On the time, I spoke with somebody within the monetary division (don’t keep in mind her title, sadly), and she or he advised me that I wouldn’t have to pay the stability until I deliberate on coming again to that particular college. Since I had no plans to return, I didn’t suppose I needed to fear about it.

Quick ahead to now – I’ve began receiving messages and letters from a debt assortment company known as Reliant, making an attempt to gather on that $4K. I’m fully blindsided. I used to be beneath the impression this debt wasn’t going to comply with me if I wasn’t returning to the varsity.

Factor is, I positively do not need $4,000 – I barely have $400 to my title proper now.

Any recommendation on how one can proceed from right here can be appreciated. I’m truthfully fairly overwhelmed.