The RBI on Friday imposed a number of restrictions on Shankarrao Pujari Nutan Nagari Sahakari Financial institution Restricted, Ichalkaranji, Kolhapur, together with on withdrawals, in view of the lender’s worsening monetary place. Nonetheless, 99.84 per cent of the depositors are totally lined by the DICGC insurance coverage scheme. Underneath the Deposit Insurance coverage and Credit score Assure Company (DICGC) insurance coverage scheme, deposits of as much as Rs 5 lakh are insured.

The RBI, in a press release, mentioned the restrictions will stay in pressure for a interval of six months from the shut of enterprise on Might 13, 2022 and are topic to assessment.

“Contemplating the financial institution’s current liquidity place, no quantity from the overall steadiness throughout all financial savings financial institution or present accounts or every other account of a depositor, could also be allowed to be withdrawn, however are allowed to set off loans towards deposits topic to the circumstances…,” it mentioned.

It additional mentioned the issuance of the instructions shouldn’t per se be construed as cancellation of the banking licence by RBI.

“The financial institution will proceed to undertake banking enterprise with restrictions as said within the Instructions until its monetary place improves,” it mentioned.

The Reserve Financial institution added that it could contemplate modifications of the instructions relying upon circumstances.

The financial institution can’t, with out prior approval of RBI, grant or renew any loans and advances, make any funding, incur any legal responsibility, and get rid of any of its properties or belongings, amongst different restrictions.



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