Picture courtesy of Citi
Current holders of the Citi Rewards+® Card will routinely be moved to the Citi Strata card on July 20, 2025. Purposes for brand spanking new cardholders will open in late 2025.
The reward charges on the Citi Strata are a serious enchancment over its predecessor. The Citi Rewards+® Card earns 2 ThankYou factors per $1 spent at supermarkets and fuel stations as much as a mixed annual spend of $6,000, and 1 ThankYou level per $1 on all different purchases. By comparability, the Citi Strata earns the next rewards:
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5x ThankYou factors on resorts, automobile leases and sights booked on cititravel.com.
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3x ThankYou factors at supermarkets.
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3x ThankYou factors on choose transit and fuel/EV stations.
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3x ThankYou factors on an eligible self-select class of your selection together with health golf equipment, choose streaming companies, reside leisure, beauty shops/barbershops/hair salons or pet provide shops.
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2x ThankYou factors at eating places.
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1x ThankYou factors on all different purchases.
The cardboard additionally has a limited-time welcome provide for brand spanking new cardholders: 30,000 ThankYou factors after spending $1,000 throughout the first 3 months of account opening. One ThankYou level is value 1 cent when redeemed for money, in order that welcome bonus is value $300. One other new cardholder profit is a 0% intro APR on purchases and steadiness transfers for 15 months, then a variable APR 19.24%-29.24% will apply.
Different redemption choices embrace reward playing cards and a press release credit score. ThankYou factors earned with the Citi Strata may additionally be transferred to a couple of Citi’s journey companions: Alternative Privileges, JetBlue and Wyndham Rewards. Citi has extra journey companions past these three, however you want the Citi Strata Premier℠ Card or the Citi Status® Card to entry them.
Notably, a few of the options that made the Citi Rewards+® Card distinctive — together with its 10% factors bonus on the primary 100,000 factors redeemed yearly, and its computerized rewards “roundup” to the closest 10 factors on every buy — won’t be ongoing options of the brand new Citi Strata Card. Nevertheless, those that opened a Citi Rewards+® Card between July 20, 2024, by July 19, 2025, will retain the factors bonus and roundup function till July 19, 2026, a Citi spokesperson confirmed.
Data associated to the Citi Rewards+® Card and the Citi Status® Card has been collected by NerdWallet and has not been reviewed or offered by the issuer of those merchandise.