Kotak Mahindra Financial institution Q2 replace: Avg deposits up 14% YoY, avg internet advances rise 15%

Kotak Mahindra Financial institution launched its provisional monetary figures for the second quarter ended September 30, reporting a year-on-year (YoY) development of 14.4% in common complete deposits, which stood at Rs 5,10,138 crore. The financial institution additionally posted a 14.6% YoY development in its common internet advances.

In the identical interval final 12 months, the typical complete deposits had been Rs 4,46,110 crore. On a sequential foundation, the typical deposits rose by 3.7% in comparison with Rs 4,91,998 crore within the June 2025 quarter.

The financial institution’s common internet advances amounted to Rs 4,47,809 crore for the September 2025 quarter. This compares with Rs 3,90,590 crore in the identical quarter a 12 months in the past. On a quarter-on-quarter foundation, common internet advances grew by 4% from Rs 4,30,449 crore within the June 2025 quarter.

As per the info, internet advances on the finish of the interval stood at Rs 4,62,552 crore as of September 30, 2025, reflecting a 15.8% improve over Rs 3,99,522 crore recorded on the finish of September 2024. In comparison with the earlier quarter ended June 30, 2025, the place internet advances stood at Rs 4,44,823 crore, the expansion was 4.0%.

Present Account and Financial savings Account (CASA) balances at interval finish had been reported at Rs 2,23,791 crore as of September 30, 2025. This represents an 11.2% improve over Rs 2,01,275 crore in the identical interval final 12 months and a 6.7% improve over Rs 2,09,645 crore within the June 2025 quarter.

The common CASA deposits throughout the September 2025 quarter stood at Rs 1,98,250 crore, up 6.2% from Rs 1,86,676 crore a 12 months in the past, and up 3.3% from Rs 1,91,995 crore within the previous quarter.The overall deposits on the finish of the September 2025 quarter stood at Rs 5,28,776 crore, which marks a 14.6% improve in comparison with Rs 4,61,454 crore as of September 30, 2024. In comparison with the June 2025 quarter-end determine of Rs 5,12,838 crore, this displays a 3.1% quarter-on-quarter development.On Friday, Kotak Mahindra Financial institution shares closed 1.8% greater at Rs 2,100.90 on the BSE.

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