At the end of December 2025, DZ BANK received MiCAR authorisation from the German Federal Financial Supervisory Authority (BaFin) to operate its cryptocurrency platform, “meinKrypto”.
The platform allows primary institutions of the cooperative financial network to offer retail customers access to crypto trading.
Each Volksbank and Raiffeisenbank must now submit their own MiCAR notification for “meinKrypto” to BaFin.
Once approved and implemented, customers will be able to invest in crypto assets entirely digitally.
Integrated within the VR Banking App, “meinKrypto” functions as a wallet for self-directed investors and is not part of standard retail advisory services.
At launch, Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC) and Cardano (ADA) will be available.
Each cooperative bank decides individually whether to offer the crypto solution.
“meinKrypto” was developed jointly by Atruvia, the IT service provider for the cooperative network, and DZ BANK. Boerse Stuttgart Digital Custody manages asset custody, while execution is handled via EUWAX.
Featured image credit: Edited by Fintech News Switzerland, based on image by lekhawattana via Freepik