So I’m in my mid-late 20s, and finally landed a solid & stable job. Salary is 84k and wanting to know if this is a good plan: I’ve had a rough go of secure jobs for the past few years and plan to dump every penny I can into savings until I have 1 years worth of savings just in case something happens, then invest the max i can ($1950/month) into my 401k (need to verify I have a Roth option but I’m pretty sure I do). I don’t get a company match until 1 year and 1 day after date if hire so I’m not leaving free cash in the table. The plan would be every raise I get would be split 40-60 savings-investing as my living expenses are very low and would have some money in savings for the very brief lag time if I needed to adjust the savings-investing ratio. I know the 401k is with Vanguard but idk if that means I’m not able to use Fidelity or Schwab ETFs, but suspect I can use some not all