On a year-on-year (y-o-y) foundation, non-food financial institution credit score grew by 10.2 per cent as of the fortnight ended June 27, 2025, towards 13.8 per cent in the course of the corresponding interval of the earlier 12 months, it stated.
The RBI has launched the info on sectoral deployment of financial institution credit score for June 2025 collected from 41 choose scheduled industrial banks (SCBs), accounting for about 95 per cent of the entire non-food credit score by all banks.
“Credit score to micro, small, and medium industries continued to develop steadily. Amongst main industries, excellent credit score to ‘all engineering’, ‘development’ and ‘textiles’ recorded an accelerated y-o-y development,” the RBI stated.
Credit score to agriculture and allied actions registered a y-o-y development of 6.8 per cent from 17.4 per cent a 12 months in the past.
The central financial institution additional stated advances to the providers sector moderated to 9.6 per cent y-o-y (15.1 per cent within the corresponding fortnight of the earlier 12 months), primarily resulting from decelerated development in credit score to NBFCs.Credit score development to the ‘laptop software program’ and ‘skilled providers’ section remained sturdy.
The central financial institution additionally stated that credit score to the non-public loans section registered a decelerated y-o-y development of 14.7 per cent in comparison with 16.6 per cent a 12 months in the past, largely resulting from a moderation in development of ‘different private loans’, ‘automobile loans’ and ‘bank card excellent’.