.png&h=630&w=1200&q=100&v=b87c5a6eaa&c=1 "Asia’s Finest Firms 2025 Ballot — open now"){kind=logo}
As a driver in Georgia, it makes sense that you would want to find the best car insurance available in your state. But because so many different factors go into choosing an insurance company, it can be hard to know which “best” option is actually the best for your situation.
To make it easier for you, NerdWallet analyzed 34 car insurance companies in Georgia to find the top picks for the following categories:
And if you’d rather browse a full list of the best car insurance companies in Arizona, you can jump to the bottom of the page.
How we found the best car insurance in Georgia
Why you can trust NerdWallet
Best car insurance in Georgia overall
Out of 34 eligible car insurance companies, Nationwide and Progressive tied for the highest overall star rating for Georgia drivers. Our star ratings focus on some of the most common factors that could affect customer experience.
Nationwide
5.0
Nationwide’s wide variety of coverage options and low number of complaints make it a solid choice for many consumers.
Discounts
Great set of discounts
Ease of use
Above average
NAIC complaints
Fewer than expected
Nationwide
5.0
Nationwide’s wide variety of coverage options and low number of complaints make it a solid choice for many consumers.
Discounts
Great set of discounts
Ease of use
Above average
NAIC complaints
Fewer than expected
Progressive
5.0
Progressive offers a variety of products, but there’s room for improvement when it comes to customer satisfaction.
Discounts
Great set of discounts
Ease of use
Above average
NAIC complaints
Fewer than expected
Progressive
5.0
Progressive offers a variety of products, but there’s room for improvement when it comes to customer satisfaction.
Discounts
Great set of discounts
Ease of use
Above average
NAIC complaints
Fewer than expected
Best Georgia car insurance for your budget
Out of the 34 companies we looked at to find the best car insurance in Georgia, Auto-Owners is the cheapest option on our list of insurance companies rated 4.5 or higher. Our analysis showed that the average rate for full coverage insurance from Auto-Owners is $1,172 per year or $98 per month for Georgia drivers. (Your rate may be different.)
🤓Nerdy Tip
We don’t have data for every single company that offers coverage in Georgia, so compare car insurance rates from several companies to make sure Auto-Owners is actually the cheapest for you.
Auto-Owners Insurance
5.0
Auto-Owners offers generous perks and a wide range of coverage options but is available in only 26 states.
Discounts
Great set of discounts
Ease of use
Below average
NAIC complaints
Far fewer than expected
Auto-Owners Insurance
5.0
Auto-Owners offers generous perks and a wide range of coverage options but is available in only 26 states.
Discounts
Great set of discounts
Ease of use
Below average
NAIC complaints
Far fewer than expected
Best Georgia car insurance for customer satisfaction
Country Financial is the best car insurance company for Georgia drivers when it comes to customer satisfaction. This is based on a comparison across auto insurers with a NerdWallet 5.0-star rating that operate in Georgia.
Best for customer satisfaction
Country Financial
5.0
Country Financial has few customer complaints for auto insurance but is available in only 19 states.
Discounts
Great set of discounts
Ease of use
Average
NAIC complaints
Far fewer than expected
Best for customer satisfaction
Country Financial
5.0
Country Financial has few customer complaints for auto insurance but is available in only 19 states.
Discounts
Great set of discounts
Ease of use
Average
NAIC complaints
Far fewer than expected
Best Georgia car insurance for ease of use
State Farm is the best car insurance company in Georgia when it comes to ease of use. State Farm customers can manage their policy and submit claims online, and the mobile app has excellent user ratings for both iOS and Android devices.
State Farm
5.0
State Farm offers numerous discounts and extras including travel expense coverage, making it a good choice for most drivers.
Discounts
Average set of discounts
Ease of use
Above average
NAIC complaints
Fewer than expected
State Farm
5.0
State Farm offers numerous discounts and extras including travel expense coverage, making it a good choice for most drivers.
Discounts
Average set of discounts
Ease of use
Above average
NAIC complaints
Fewer than expected
Full list of the best car insurance companies in Georgia
Out of all 34 car insurers NerdWallet analyzed, here is the full list of the best car insurance companies in Georgia, all with a NerdWallet star rating of 4.5 or higher.
|
5.0 NerdWallet rating NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates discounts, website transparency, financial strength, complaint data and more. |
|
|
5.0 NerdWallet rating NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates discounts, website transparency, financial strength, complaint data and more. |
|
|
5.0 NerdWallet rating NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates discounts, website transparency, financial strength, complaint data and more. |
|
|
5.0 NerdWallet rating NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates discounts, website transparency, financial strength, complaint data and more. |
|
|
5.0 NerdWallet rating NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates discounts, website transparency, financial strength, complaint data and more. |
|
|
5.0 NerdWallet rating NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates discounts, website transparency, financial strength, complaint data and more. |
|
|
5.0 NerdWallet rating NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates discounts, website transparency, financial strength, complaint data and more. |
|
|
4.5 NerdWallet rating NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates discounts, website transparency, financial strength, complaint data and more. |
|
|
4.5 NerdWallet rating NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates discounts, website transparency, financial strength, complaint data and more. |
|
|
4.5 NerdWallet rating NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates discounts, website transparency, financial strength, complaint data and more. |
|
|
4.5 NerdWallet rating NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates discounts, website transparency, financial strength, complaint data and more. |
|
|
4.5 NerdWallet rating NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates discounts, website transparency, financial strength, complaint data and more. |
|
|
4.5 NerdWallet rating NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates discounts, website transparency, financial strength, complaint data and more. |
|
|
4.5 NerdWallet rating NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates discounts, website transparency, financial strength, complaint data and more. |
|
|
4.5 NerdWallet rating NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates discounts, website transparency, financial strength, complaint data and more. |
|
|
*USAA is available only to active-duty military members, veterans and their families. |
|