After completely evaluating 31 insurance coverage corporations, NerdWallet’s editorial staff has put collectively a listing of the very best automobile insurance coverage in Virginia. We primarily based our scores on necessary elements like protection and low cost choices, buyer satisfaction and monetary power.
These corporations supply the very best automobile insurance coverage in Virginia:
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One of the best automobile insurance coverage corporations in Virginia
Right here’s our listing of the very best auto insurance coverage in Virginia for various classes, plus what makes them the very best.
Vacationers
5.0
Vacationers affords a broad vary of protection choices and reductions that will help you customise your automobile insurance coverage coverage.
Reductions
Nice set of reductions
Ease of use
Above common
NAIC complaints
Fewer than anticipated
Vacationers
5.0
Vacationers affords a broad vary of protection choices and reductions that will help you customise your automobile insurance coverage coverage.
Reductions
Nice set of reductions
Ease of use
Above common
NAIC complaints
Fewer than anticipated
Why it is the very best:
Vacationers acquired the very best total rating out of the insurers we analyzed in Virginia. The corporate stands out for its ease of use, strong cellular app and having few complaints to state regulators for a corporation of its dimension. Vacationers additionally holds a robust brick-and-mortar presence in Virginia, with over 700 insurance coverage companies out there to area questions and assist prospects discover insurance policies in individual or over the cellphone. It earned the highest spot in our listing of the finest automobile insurance coverage corporations of 2025.
As a result of our auto insurance coverage scores reward corporations for customer-first options and practices, this class represents an total stable alternative for drivers in search of a well-rounded insurance coverage firm.
Finest For having few buyer complaints
Auto-House owners
5.0
Individuals who want a number of insurance coverage insurance policies might profit from the comfort and reductions of bundling them with Auto-House owners, which has many protection choices and few buyer complaints.
Reductions
Nice set of reductions
Ease of use
Above common
NAIC complaints
Far fewer than anticipated
Finest For having few buyer complaints
Auto-House owners
5.0
Individuals who want a number of insurance coverage insurance policies might profit from the comfort and reductions of bundling them with Auto-House owners, which has many protection choices and few buyer complaints.
Reductions
Nice set of reductions
Ease of use
Above common
NAIC complaints
Far fewer than anticipated
Why it’s the very best
Auto-House owners is the very best automobile insurance coverage firm in Virginia for having few buyer complaints to state regulators relative to insurers of its dimension. That is primarily based on a comparability throughout auto insurers with a 5-star NerdWallet ranking that function within the state.
The corporate affords quite a lot of protection choices and engaging bundling perks, together with reductions and a shared deductible should you bundle house and auto insurance coverage insurance policies. Whereas Auto-House owners doesn’t supply quotes on-line, it might be a very good choice for individuals who desire to talk with an agent to get a quote and study extra about their protection choices.
State Farm
5.0
With beneficiant protection and reductions for good driving habits, State Farm is a well-liked insurer with fewer complaints in comparison with different massive rivals.
Reductions
Common set of reductions
Ease of use
Above common
NAIC complaints
Fewer than anticipated
State Farm
5.0
With beneficiant protection and reductions for good driving habits, State Farm is a well-liked insurer with fewer complaints in comparison with different massive rivals.
Reductions
Common set of reductions
Ease of use
Above common
NAIC complaints
Fewer than anticipated
Why it’s the very best
State Farm is the very best automobile insurance coverage firm in Virginia for ease of use. Prospects can navigate its easy-to-use web site to view coverage particulars and pay premiums. State Farm additionally affords a extremely rated cellular app the place customers can entry ID playing cards, file a declare, join with an agent and extra. Tech-savvy prospects may even entry their coverage info and carry out different duties by way of an Amazon Alexa system. State Farm earned the highest spot for buyer satisfaction in our total finest automobile insurance coverage corporations of 2025.
In search of the bottom auto insurance coverage charges in your state? Virginia Farm Bureau has the most affordable common full protection price in Virginia. To search out different low-cost choices, take a look at NerdWallet’s listing of the most cost-effective automobile insurance coverage in Virginia.
Full listing of the very best automobile insurance coverage corporations in Virginia
In the event you’re on the lookout for much more choices, NerdWallet analyzed 31 automobile insurers to seek out which corporations supply the very best automobile insurance coverage in Virginia. Listed below are the insurers that earned a NerdWallet star ranking of 4.5 or increased.
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5.0 NerdWallet ranking NerdWallet’s scores are decided by our editorial staff. The scoring components incorporates reductions, web site transparency, monetary power, grievance information and extra. |
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5.0 NerdWallet ranking NerdWallet’s scores are decided by our editorial staff. The scoring components incorporates reductions, web site transparency, monetary power, grievance information and extra. |
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5.0 NerdWallet ranking NerdWallet’s scores are decided by our editorial staff. The scoring components incorporates reductions, web site transparency, monetary power, grievance information and extra. |
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5.0 NerdWallet ranking NerdWallet’s scores are decided by our editorial staff. The scoring components incorporates reductions, web site transparency, monetary power, grievance information and extra. |
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4.5 NerdWallet ranking NerdWallet’s scores are decided by our editorial staff. The scoring components incorporates reductions, web site transparency, monetary power, grievance information and extra. |
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4.5 NerdWallet ranking NerdWallet’s scores are decided by our editorial staff. The scoring components incorporates reductions, web site transparency, monetary power, grievance information and extra. |
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4.5 NerdWallet ranking NerdWallet’s scores are decided by our editorial staff. The scoring components incorporates reductions, web site transparency, monetary power, grievance information and extra. |
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4.5 NerdWallet ranking NerdWallet’s scores are decided by our editorial staff. The scoring components incorporates reductions, web site transparency, monetary power, grievance information and extra. |
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4.5 NerdWallet ranking NerdWallet’s scores are decided by our editorial staff. The scoring components incorporates reductions, web site transparency, monetary power, grievance information and extra. |
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4.5 NerdWallet ranking NerdWallet’s scores are decided by our editorial staff. The scoring components incorporates reductions, web site transparency, monetary power, grievance information and extra. |
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*USAA is simply out there to navy, veterans and their households. |
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The best way to get the very best automobile insurance coverage in Virginia
Nonetheless unsure which firm to go along with? Attempt the following tips:
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Assess your wants. Consider your personal wants and preferences earlier than deciding on a automobile insurance coverage firm, since everybody’s wants are totally different. For instance, one individual may prioritize an organization with sturdy customer support and a low-mileage low cost, whereas one other might prize affordability and a well-polished cellular app.
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Do your analysis. Whereas the businesses on this web page characterize stable selections, chances are you’ll need to discover different choices. Whichever insurer you go along with, be certain that they’re financially steady, have few buyer complaints and supply the protection you want at a aggressive worth. You may as well take a look at our full listing of auto insurance coverage opinions.
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Contemplate small insurance coverage corporations. Small, regional insurers might present a greater worth and customer support than the massive corporations you see marketed on TV. You might need to recruit the assistance of an area unbiased automobile insurance coverage agent to seek out them.
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Store round annually. Make a observe of buying automobile insurance coverage quotes about annually — particularly if worth is necessary to you. Insurers regulate automobile insurance coverage charges often, so an organization that gave you the very best price final yr may now not be a discount this yr. Remember to get quotes from at the very least three insurers, and for essentially the most correct comparability, use the identical or related protection choices and deductibles whereas procuring round.
How we discovered the very best automobile insurance coverage in Virginia
NerdWallet’s editorial staff thought-about pricing, reductions, grievance information from the Nationwide Affiliation of Insurance coverage Commissioners and extra to find out the very best automobile insurance coverage corporations in Virginia. Our “ease of use” class consists of elements similar to web site transparency and the way easy it’s to file a declare. As we proceed to judge extra insurance coverage suppliers and obtain recent market information, our listing of finest automobile insurance coverage corporations is prone to change over time. In our listing of the very best insurers within the state, we solely embrace insurance coverage corporations which have achieved a minimal NerdWallet star ranking of 4.5.