After completely evaluating 24 insurance coverage firms, NerdWallet’s editorial crew has put collectively an inventory of the very best automotive insurance coverage in Washington. We base our star rankings on essential elements like protection and low cost choices, affordability, buyer satisfaction and an organization’s monetary power.
Listed here are the very best automotive insurance coverage firms in Washington:
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The perfect automotive insurance coverage firms in Washington
Right here’s our record of the very best auto insurance coverage in Washington for various classes, plus what makes them the very best.
Vacationers
5.0
Vacationers presents a broad vary of protection choices and reductions that will help you customise your automotive insurance coverage coverage.
Reductions
Nice set of reductions
Ease of use
Above common
NAIC complaints
Fewer than anticipated
Vacationers
5.0
Vacationers presents a broad vary of protection choices and reductions that will help you customise your automotive insurance coverage coverage.
Reductions
Nice set of reductions
Ease of use
Above common
NAIC complaints
Fewer than anticipated
Why it is the very best
Vacationers earned the very best general rating out of 24 eligible automotive insurance coverage firms in Washington. The corporate is likely one of the largest insurers within the nation, and presents a variety of reductions and protection sorts.
Our star rankings reward firms for customer-first options and practices, so this class represents the very best general selection for drivers who need a well-rounded insurance coverage firm.
Finest for buyer complaints
American Household
5.0
American Household presents a variety of protection, together with rideshare and hole insurance coverage, however doesn’t promote insurance policies in all states.
Reductions
Nice set of reductions
Ease of use
Above common
NAIC complaints
Far fewer than anticipated
Finest for buyer complaints
American Household
5.0
American Household presents a variety of protection, together with rideshare and hole insurance coverage, however doesn’t promote insurance policies in all states.
Reductions
Nice set of reductions
Ease of use
Above common
NAIC complaints
Far fewer than anticipated
Why it’s the very best
American Household had the fewest buyer complaints to state regulators relative to insurers of its measurement. American Household additionally ranked third general in J.D. Energy’s 2024 auto insurance coverage buying examine, and ranked fourth amongst midsize insurers in 2023.
Because the eighth largest insurer within the nation, American Household presents a variety of reductions, protection sorts and extra advantages akin to accident forgiveness.
State Farm
5.0
With beneficiant protection and reductions for good driving habits, State Farm is a well-liked insurer with fewer complaints in comparison with different giant opponents.
Reductions
Common set of reductions
Ease of use
Above common
NAIC complaints
Fewer than anticipated
State Farm
5.0
With beneficiant protection and reductions for good driving habits, State Farm is a well-liked insurer with fewer complaints in comparison with different giant opponents.
Reductions
Common set of reductions
Ease of use
Above common
NAIC complaints
Fewer than anticipated
Why it’s the very best
State Farm is the very best automotive insurance coverage firm in Washington for ease of use in keeping with our comparability of 24 automotive insurance coverage firms. State Farm prospects can handle their coverage and submit claims on-line, and the cellular app has wonderful consumer rankings for each iOS and Android gadgets.
Moreover, because the nation’s largest auto insurance coverage firm, State Farm additionally presents an extended record of protection sorts and insurance coverage insurance policies.
Searching for the bottom auto insurance coverage charges in your state? Vacationers has the most affordable common full protection fee in Washington. To seek out different low-cost choices, try NerdWallet’s record of the most cost-effective automotive insurance coverage in Washington.
Full record of the very best automotive insurance coverage firms in Washington
Out of all 24 automotive insurers NerdWallet analyzed, right here is the complete record of auto insurance coverage firms in Washington that present the very best automotive insurance coverage. Solely firms with a NerdWallet star score of 4.5 or greater had been thought-about.
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5.0 NerdWallet score NerdWallet’s rankings are decided by our editorial crew. The scoring formulation incorporates reductions, web site transparency, monetary power, grievance knowledge and extra. |
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5.0 NerdWallet score NerdWallet’s rankings are decided by our editorial crew. The scoring formulation incorporates reductions, web site transparency, monetary power, grievance knowledge and extra. |
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5.0 NerdWallet score NerdWallet’s rankings are decided by our editorial crew. The scoring formulation incorporates reductions, web site transparency, monetary power, grievance knowledge and extra. |
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5.0 NerdWallet score NerdWallet’s rankings are decided by our editorial crew. The scoring formulation incorporates reductions, web site transparency, monetary power, grievance knowledge and extra. |
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4.5 NerdWallet score NerdWallet’s rankings are decided by our editorial crew. The scoring formulation incorporates reductions, web site transparency, monetary power, grievance knowledge and extra. |
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4.5 NerdWallet score NerdWallet’s rankings are decided by our editorial crew. The scoring formulation incorporates reductions, web site transparency, monetary power, grievance knowledge and extra. |
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4.5 NerdWallet score NerdWallet’s rankings are decided by our editorial crew. The scoring formulation incorporates reductions, web site transparency, monetary power, grievance knowledge and extra. |
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4.5 NerdWallet score NerdWallet’s rankings are decided by our editorial crew. The scoring formulation incorporates reductions, web site transparency, monetary power, grievance knowledge and extra. |
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4.5 NerdWallet score NerdWallet’s rankings are decided by our editorial crew. The scoring formulation incorporates reductions, web site transparency, monetary power, grievance knowledge and extra. |
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4.5 NerdWallet score NerdWallet’s rankings are decided by our editorial crew. The scoring formulation incorporates reductions, web site transparency, monetary power, grievance knowledge and extra. |
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*USAA is just out there to army, veterans and their households. |
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How one can get the very best automotive insurance coverage in Washington
Nonetheless unsure which firm to go along with? Strive the following pointers:
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Assess your wants. Consider your individual wants and preferences earlier than deciding on a automotive insurance coverage firm, since everybody’s wants are totally different. For instance, one individual may prioritize an organization with robust customer support and a low-mileage low cost, whereas one other could prize affordability and a well-polished cellular app.
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Do extra analysis. Whereas the businesses on this web page characterize stable selections, you might wish to discover different choices. Whichever insurer you go along with, be sure that they’re financially steady, have few buyer complaints and supply the protection you want at a aggressive value. You can too try our full record of auto insurance coverage critiques.
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Think about small insurance coverage firms. Small, regional insurers could present a greater value and customer support than the large firms you see marketed on TV. You might need to recruit the assistance of a neighborhood unbiased automotive insurance coverage agent to search out them.
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Store round yearly. Make a apply of buying automotive insurance coverage quotes about yearly — particularly if value is essential to you. Insurers alter automotive insurance coverage charges frequently, so an organization that gave you the very best fee final yr may now not be a cut price this yr. Make sure to get quotes from not less than three insurers, and for essentially the most correct comparability, use the identical or comparable protection choices and deductibles whereas buying round.
How we discovered the very best automotive insurance coverage in Washington
NerdWallet’s editorial crew thought-about pricing, reductions, grievance knowledge from the Nationwide Affiliation of Insurance coverage Commissioners, and extra to find out the very best automotive insurance coverage firms in Washington. Our “ease of use” class contains elements akin to web site transparency and the way easy it’s to file a declare. As we proceed to judge extra insurance coverage suppliers and obtain contemporary market knowledge, our record of finest automotive insurance coverage firms is prone to change over time. In our record of the very best insurers within the state, we solely embody insurance coverage firms which have achieved a minimal NerdWallet star score of 4.5.