As a part of a bigger overhaul of Chase’s Sapphire bank card portfolio, the long-serving Chase Sapphire Most popular® Card is transitioning to a program that adjustments how factors are valued when redeemed for journey. The cardboard can be boosting its welcome supply for a restricted time.
For its Sapphire playing cards, Chase has added a brand new redemption program known as “Factors Increase,” which lets you redeem your Final Rewards® factors on choose airline tickets and resort stays at an elevated price via Chase’s journey portal.
However for journey redemptions through Chase that are not labeled as a Factors Increase deal, level values are taking place.
Here is an in depth have a look at what’s altering:
What to learn about level values
Earlier than the Factors Increase program was instituted, factors earned with the Chase Sapphire Most popular® Card had been price 1.25 cents every when redeemed for journey via Chase. Here is how Factors Increase adjustments that:
-
On airline and resort bookings eligible for Factors Increase in Chase’s journey portal, factors shall be price 1.5 cents every.
-
For premium cabin tickets eligible for Factors Increase, factors could also be price as much as 1.75 cents every.
-
On all bookings not eligible for Factors Increase, factors are price 1 cent every.
Redemption values for money, reward playing cards and different choices stay intact, and you’ll nonetheless switch your factors to Chase’s varied journey companions at a 1:1 ratio.
Full listing of Chase switch companions
What to know in regards to the timeline
For individuals who utilized for the Chase Sapphire Most popular® Card on June 23, 2025 or afterward, the Factors Increase system kicks in instantly. Those that utilized earlier than then nonetheless have a while, however there are dates to remember:
-
For present cardholders, factors earned earlier than Oct. 26, 2025, could be redeemed for journey via Chase at a worth of at the least 1.25 cents every, till Oct. 26, 2027. These factors may even be eligible for Factors Increase gives, making them doubtlessly price as much as 1.75 cents every underneath the brand new guidelines.
-
Factors earned after Oct. 26, 2025, shall be topic to the usual Factors Increase guidelines: You may get a worth of as much as 1.75 cents per level on eligible journey bookings, however non-Factors Increase redemptions will internet you simply 1 cent per level. (There shall be no 1.25-cent-per-point redemption choices for these factors.)
-
Beginning Oct. 27, 2027, the Factors Increase system takes full impact, regardless of when the factors had been earned.
A brand new welcome supply
The Chase Sapphire Most popular® Card has additionally enhanced its welcome supply for brand spanking new cardholders: Earn 75,000 bonus factors after you spend $5,000 on purchases within the first 3 months from account opening. It is a rise from the earlier introductory bonus, which offered 60,000 bonus factors after spending $5,000 on purchases within the first three months from account opening.
The Chase Sapphire Most popular® Card will proceed to earn rewards within the following classes:
-
5 factors per $1 spent on all journey bought via Chase.
-
3 factors per $1 spent on eating (together with eligible supply providers and takeout), choose streaming providers and on on-line grocery purchases (not together with Goal, Walmart and wholesale golf equipment).
-
2 factors per $1 spent on journey not bought via Chase.
-
1 level per $1 spent on different purchases.
-
By way of September 2027: 5 factors per $1 spent on Lyft.
The cardboard’s different signature perks are additionally sticking round:
-
A $50 annual credit score on resort stays bought via Chase.
-
Every account anniversary, cardmembers will earn bonus factors equal to 10% of whole purchases made the earlier 12 months.