Sometimes, bank card issuers and their journey companions provide switch bonuses, permitting you to get much more worth out of your factors. For instance, in case your factors switch to an airline at a 1:1 ratio, and that airline is providing a 25% switch bonus, transferring 100,000 miles to that airline would web you 125,000 airline miles. Meaning you’ll be able to switch fewer miles to guide the identical award flight.
Who would not need to be rewarded?
Create a NerdWallet account for customized suggestions, and discover the cardboard that rewards you essentially the most to your spending.
Present bank card switch bonuses
A abstract of present switch bonuses supplied by the key transferrable level packages consists of:
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Virgin Atlantic Flying Membership |
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Air France/KLM Flying Blue |
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When do you have to switch factors?
You must typically solely switch rewards to airline and resort companions when you’ve got a particular redemption in thoughts. As soon as the rewards are transferred, it could possibly’t be undone. These rewards are topic to the restrictions of the person loyalty program, which can embrace expiration dates or loyalty program devaluations. Should you determine to benefit from a switch bonus with out fast journey plans, make sure you perceive these restrictions earlier than you switch.
Utilizing an award search instrument like PointsYeah might help you discover redemption choices for the transferrable factors you’re attempting to redeem. You possibly can even filter outcomes to solely embrace transferable factors with a present switch bonus.
AmEx switch bonus historical past
Full record of AmEx switch companions
AmEx has extra airline and resort companions than Chase, Citi and Capital One. As well as, AmEx has sometimes supplied extra switch bonuses than these different packages.
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Bonus finish date and bonus proportion |
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Air France-KLM Flying Blue |
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British Airways Government Membership |
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Cathay Pacific Asia Miles |
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Hawaiian Airways HawaiianMiles |
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Qatar Airways Privilege Membership |
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Virgin Atlantic Flying Membership |
Playing cards that earn American Categorical Membership Rewards factors
You’ll want a card that earns AmEx Membership Rewards to benefit from an AmEx switch bonus. Listed below are just a few of our favorites.
The Platinum Card® from American Categorical
on American Categorical’ web site
Charges & Charges
American Categorical® Gold Card
on American Categorical’ web site
Charges & Charges
The Enterprise Platinum Card® from American Categorical
on American Categorical’ web site
Charges & Charges
The Blue Enterprise® Plus Credit score Card from American Categorical
on American Categorical’ web site
Charges & Charges
Earn price on journey
• 5 factors per $1 on flights booked instantly with airways or with American Categorical Journey, on as much as $500,000 spent per 12 months.
• 5 factors per $1 on pay as you go inns booked with American Categorical Journey.
• 1 level per $1 on different eligible purchases.
• 4 factors per $1 at eating places worldwide (on as much as $50,000 in purchases per 12 months).
• 4 factors per $1 at U.S. supermarkets (on as much as $25,000 in purchases per 12 months).
• 3 factors per $1 on flights booked instantly with airways or with American Categorical Journey.
• 2 factors per $1 on pay as you go inns and different eligible purchases made via American Categorical Journey.
• 1 level per $1 on different eligible purchases.
• 5 factors per $1 on flights and pay as you go inns booked American Categorical Journey.
• 1.5 factors per $1 in key enterprise classes and eligible purchases of $5,000 or extra (on as much as $2,000,000 in purchases per 12 months).
• 1 level per $1 on different eligible purchases.
• 2 factors per $1 on the primary $50,000 in purchases every calendar 12 months.
• 1 level per $1 on purchases above $50,000 in a calendar 12 months.
Welcome provide
Earn 80,000 Membership Rewards® Factors after you spend $8,000 on eligible purchases in your new Card in your first 6 months of Card Membership. Phrases Apply.
Earn 60,000 Membership Rewards® factors after you spend $6,000 on eligible purchases in your new Card in your first 6 months of Card Membership. Phrases Apply.
Earn 150,000 Membership Rewards® factors after you spend $20,000 in eligible purchases on the Card inside the first 3 months of Card Membership. Phrases Apply.
Earn 15,000 Membership Rewards® factors after you spend $3,000 in eligible purchases on the Card inside your first 3 months of Card Membership. Phrases Apply.
Chase switch bonus historical past
Full record of Chase switch companions
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Bonus finish date and bonus proportion |
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Air France-KLM Flying Blue |
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British Airways Government Membership |
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Bank cards that earn Chase Final Rewards® factors
You’ll want a card that earns Chase Final Rewards® factors to benefit from a Chase switch bonus. Listed below are just a few of our favorites.
This is a collection of common Chase playing cards that earn Final Rewards® factors.
Chase Sapphire Most well-liked® Card
Chase Sapphire Reserve®
Chase Freedom Limitless®
Chase Freedom Flex®
Rewards
• 5 factors per $1 on journey booked via Chase.
• 3 factors per $1 on eating (together with eligible supply providers and takeout), choose streaming providers and on-line grocery purchases (not together with Goal, Walmart and wholesale golf equipment).
• 2 factors per $1 on different journey.
• 1 level per $1 on different purchases.
Level worth within the journey portal: 1.25 cents apiece.
• 10 factors per $1 on Chase Eating, resort stays and automotive leases bought via Chase.
• 5 factors per $1 on air journey bought via Chase.
• 3 factors per $1 on different journey and eating not booked with Chase.
• 1 level per $1 on different purchases.
Level worth within the journey portal: 1.5 cents apiece.
• Within the first 12 months, 6.5% money again on journey bought via Chase, 4.5% money again on drugstores and eating places, and three% on all different purchases on as much as $20,000 in spending.
• After that, 5% money again on journey bought via Chase, 3% money again at drugstores and eating places, together with takeout and eligible supply service, and limitless 1.5% money again on all different purchases.
Level worth within the journey portal: 1 cent apiece.
• 5% money again on as much as $1,500 in mixed purchases in quarterly classes. Activation required.
Level worth in Chase journey portal: 1 cent apiece.
New cardholder bonus provide
Earn 60,000 bonus factors after you spend $4,000 on purchases within the first 3 months from account opening.
Earn 60,000 bonus factors after you spend $4,000 on purchases within the first 3 months from account opening.
Earn an extra 1.5% money again on all the pieces you purchase (on as much as $20,000 spent within the first 12 months) – price as much as $300 money again!
Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
Citi ThankYou switch bonus historical past
Citi ThankYou is partnered with 14 airways, 4 inns and Store Your Approach.
Full record of Citi switch companions
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Bonus finish date and bonus proportion |
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Air France-KLM Flying Blue |
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Cathay Pacific Asia Miles |
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Qatar Airways Privilege Membership |
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Turkish Airways Miles & Smiles |
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Virgin Atlantic Flying Membership |
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Bank cards that earn Citi ThankYou factors
If you wish to benefit from Citi’s switch companions, you’ll must get a bank card from Citi that earns ThankYou factors. Sadly, not all ThankYou level incomes playing cards provide you with entry to all of the switch companions.
Nevertheless, when you’ve got the Citi Strata Premier℠ Card ($95 annual payment) or the Citi Status® Card ($495 annual payment), you’ll be able to entry all of the switch companions. As well as, holders of those two playing cards can switch factors to Alternative and Wyndham at extra favorable switch ratios.
Capital One switch bonus historical past
Capital One has 14 airways and three resort switch companions.
Full record of Capital One switch companions
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Capital One switch associate |
Bonus finish date and bonus proportion |
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Air France-KLM Flying Blue |
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British Airways Government Membership |
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Cathay Pacific Asia Miles |
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TAP Air Portugal Miles & Go |
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Bank cards that earn Capital One miles
To earn miles with Capital One, you may have a alternative of 4 private bank cards and two enterprise playing cards.
This is a collection of common bank cards that earn Capital One miles.
Capital One Enterprise X Rewards Credit score Card
Capital One Enterprise Rewards Credit score Card
Capital One VentureOne Rewards Credit score Card – Miles Increase
Capital One Spark Miles for Enterprise
Annual payment
$0 intro for the primary 12 months, then $95.
Earn price
• 10 miles per $1 on inns and rental vehicles via Capital One Journey.
• 5 miles per $1 on flights via Capital One Journey.
• 2 miles per $1 on all the pieces else.
• 5 miles per $1 on inns and rental vehicles booked via Capital One Journey.
• 2 miles per $1 on all different purchases.
• 5 miles per $1 on inns and automotive leases booked via Capital One Journey.
• 1.25 miles per $1 on all purchases.
• 5 miles per $1 on inns and rental vehicles via Capital One Journey.
• 2 miles per $1 on all the pieces else.
Welcome provide
Earn 75,000 bonus miles whenever you spend $4,000 on purchases within the first 3 months from account opening, equal to $750 in journey.
Get pleasure from a one-time bonus of 75,000 miles when you spend $4,000 on purchases inside 3 months from account opening, equal to $750 in journey.
Earn a bonus of 40,000 miles when you spend $1,000 on purchases inside 3 months from account opening, equal to $400 in journey.
Earn a one-time bonus of fifty,000 miles – equal to $500 in journey – when you spend $4,500 on purchases inside the first 3 months from account opening.
Bilt Rewards switch bonus historical past
Bilt Rewards is likely one of the newer rewards packages with switch companions and could be a beneficial program for individuals who need to pay lease utilizing a bank card. Bilt Rewards factors will be transferred to 14 airways and three inns.
Full record of Bilt switch companions
The perfect switch worth for Bilt Rewards come throughout Bilt’s Lease Day promotions, which supply excessive switch bonuses for simply in the future. For instance, Bilt supplied a 100% switch bonus to Air-France KLM Flying Blue in 2023. Test the Bilt app on the primary of each month for any switch bonuses.
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Bilt Rewards switch associate |
Bonus finish date and bonus proportion |
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Air France-KLM Flying Blue |
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Cathay Pacific Asia Miles |
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Virgin Atlantic Flying Membership |
Bank cards that earn Bilt Rewards
Though you need not have a bank card with Bilt to earn Bilt factors, you’ll be able to maximize the factors you earn by holding the Bilt World Elite Mastercard® Credit score Card. There is no such thing as a annual payment, and it’s the best technique to earn factors for paying your lease.