We’re on the lookout for a home in Texas. I used to be pre-approved for as much as $400k 20% down in February, however my partner wasn’t included as a result of she had no credit score. Now, she has a job and we need to purchase a home. Roughly $140k revenue, $500 automobile cost. No different debt. $25k money financial savings, $10k in checking and $85k in portfolio. We inherited a bit of cash that will enable us to match a 20% down cost for the value vary we’re taking a look at, but additionally contemplating different mortgage preparations. First time homebuyers on the lookout for major residence between $300 and $450k