How a lot is my privacy-first AI monetary wellness app price? (Flutter/Firebase)

Hey everybody,

I've been constructing MindfulSpend – a privacy-first AI-powered monetary wellness app that focuses on behavioral change and spending psychology quite than simply passive expense monitoring. I've spent MONTHS on this…..Trying to promote it and curious what it's price as-is vs if I full the remaining options.

What It Does:

• Actual Banking Integration through Teller API – connects to precise financial institution accounts for transaction syncing
• On-Machine AI Processing utilizing Firebase AI/Gemini 2.5 Lite – all monetary information stays in your machine, by no means transmitted
• AI Chat Interface – conversational monetary assistant with fast prompts and charge limiting
• Voice Interplay – voice-to-text queries with AI responses (no exterior APIs, makes use of machine processing)
• Monetary Character Evaluation – complete quiz with tailor-made teaching primarily based on psychology
• Good Transaction Monitoring – categorizes spending mechanically with search and filters
• Subscription & Invoice Administration – tracks recurring funds with calendar view, optimization strategies, hidden subscriptions detection
• Gamification – XP system with achievements, level-up animations, toast notifications
• Monetary Well being Rating – real-time insights with detailed breakdowns
• AR Receipt Scanner – (UI constructed, OCR implementation lacking) overlay-based scanning expertise
• Internet Price Monitoring – aggregates accounts and tracks over time
• Good Insights System – AI-generated insights primarily based on spending patterns
• Funds Administration – spending limits with alerts
• Financial savings Targets – observe a number of monetary targets with progress
• Emergency Fund Calculator – personalised financial savings suggestions
• Funding Targets Monitoring – portfolio administration options
• Security Verify System – monetary well being monitoring
• Spending Evaluation – tendencies, predictions, class breakdowns with charts
• Adaptive Dashboard – personalised widgets primarily based on person conduct
• Monetary Temper Ring – visible illustration of monetary well being
• Notifications System – in-app notifications with filtering and settings
• Information Backup/Export – full information portability

Tech Stack:

• Frontend: Flutter (iOS + Android)
• Backend: Firebase (Firestore, Auth, Cloud Features, AI/Gemini)
• Banking: Teller API integration with webhook handlers
• State Administration: Riverpod
• Charts: Recharts for visualizations
• Safety: Biometric auth, session administration, MFA construction
• Structure: Privateness-first with on-device processing
• Compliance: Constructed with SOC 2 in thoughts (session administration, audit trails, lively session monitoring)

Present State:

What's Full: – Full authentication system (electronic mail/password, password reset) – Session administration with lively session monitoring and machine information – Teller banking integration (working in sandbox/dev mode with Cloud Features) – Financial institution diagnostics display screen for troubleshooting connections – AI-powered insights, teaching, and chat interface – Voice interplay with charge limiting – Full UI/UX with darkish theme, gradients, and polished animations – XP/gamification system with achievements, level-ups, mini XP bar – Subscription administration with hidden subscriptions and optimization – Invoice monitoring with separate administration – Monetary persona quiz with outcomes display screen – Notifications system (in-app with filters and settings) – Transaction search, filtering, and categorization – Internet price monitoring display screen – Spending evaluation with tendencies and predictions – Funds administration system – Financial savings targets monitoring – Emergency fund and funding targets – Monetary well being card with detailed screens – Security measures (biometric auth, session monitoring, MFA construction) – Profile administration with avatar, private information screens – Settings screens (foreign money, notifications, safety, information backup) – Adaptive dashboard with personalised widgets – Debug instruments and diagnostics – Onboarding move with persona choice

What's Lacking for Manufacturing: – Fee integration (RevenueCat or Stripe) for $9.99/month or $99.99/yr subscription with function gating – OCR receipt scanning implementation (AR UI is constructed, ML Package integration wanted) – Full MFA deployment (construction exists, SMS verification wanted) – Teller manufacturing mode change (at the moment in sandbox) – Consumer-side transaction sync completion (backend Cloud Features are accomplished) – Profile image add to Firebase Storage (UI exists, add logic wanted)

Enterprise Mannequin: Freemium – $9.99/month or $99.99/yr subscription

Estimated Time to Full: 40-80 hours of dev work

Why That is Completely different: – Value-Managed: No variable-cost options like exterior chat APIs – every part runs on-device or Firebase – Privateness-First: Monetary information by no means leaves the machine, all AI processing is native – Behavioral Focus: Not simply monitoring bills, however altering spending psychology – SOC 2 Prepared: Constructed with compliance from the bottom up

Questions:

1. What's this price as-is? Every little thing works, simply wants production-ready options
2. How way more if I full it? Price investing one other 1-2 weeks?
3. Greatest market to promote? Pondering Flippa or MicroAcquire

The codebase is clear, well-documented, and follows Flutter greatest practices. All of the onerous architectural choices are accomplished (privacy-first design, SOC 2 compliance construction, cost-controlled options). Over 100 challenge recordsdata with complete state administration, companies, and UI parts.

Recognize any insights from of us who've purchased/offered related tasks!