Excluding main claims, the underlying mixed ratio was 82.1%, in comparison with 80.6% final yr. The attritional loss ratio was 48.3%, broadly in step with the earlier interval. Prior yr reserve releases contributed a 2.0% profit to the mixed ratio, together with enhancements in disaster occasions akin to Hurricanes Helene and Milton, although this was partly offset by reserve strengthening in aviation on account of up to date Ukraine loss estimates. The expense ratio elevated to 35.8%, reflecting greater gross commissions and employees prices.