Howdy everybody,

I acquired some wonderful advise final yr right here and contributed to my MBDR. Now that I’m separated from my earlier employer earlier this yr and at the moment have each Pre-tax 401(ok) and Roth 401(ok) (MBDR) funds from that plan. My new employer additionally provides an MBDR possibility, which I’ve already began contributing to. Along with these accounts, I even have a private Conventional IRA.

I’m contemplating the next choices and on the lookout for advise:

  1. Rollover the Pre-tax and Roth 401(ok) from my earlier employer into the respective Pre-tax and Roth 401(ok) accounts with my present employer.
  2. Open a brand new Private Roth IRA and roll over the earlier employer’s Pre-tax 401(ok) into my Conventional IRA, and the Roth 401(ok) into the brand new Private Roth IRA.
  3. Depart the funds within the earlier employer’s plan.

My primary precedence is to proceed contributing to my present (or future) employer’s Mega Backdoor Roth (MBDR) plan.

Thanks upfront.



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