A number of of this 12 months’s Greatest Credit score Card winners stored their spots from earlier years, however a couple of newcomers broke via to this 12 months’s listing. Right here’s what modified for 2025.
First-time winners
Wells Fargo Attune℠ Card: Greatest for leisure
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On self-care, together with health club memberships, spas and salons.
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On sports activities, leisure and recreation. This consists of all kinds of service provider sorts, resembling artwork provide shops, florists, amusement parks, bowling alleys, golf programs, campgrounds, sporting items shops, ticket companies for stay performances, ebook shops, choose streaming providers and extra. You’ll be able to even earn 4% again on no matter a dolphinarium is.
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On planet-friendly purchases, resembling these at secondhand and vintage shops, bus and prepare tickets, electrical car charging and public transportation.
That’s a powerful listing for a card with a $0 annual payment. Plus, there’s a sign-up provide with a charitable twist: Earn a $100 money rewards bonus once you spend $500 in purchases within the first 3 months. And once you qualify for that bonus, Wells Fargo may also donate $50 to Capital Hyperlink, a nonprofit that helps well being facilities.
Capital One Enterprise X Rewards Credit score Card: Greatest for premium journey

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A $300 annual journey credit score for bookings via Capital One Journey.
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A ten,000-mile anniversary bonus starting in your first anniversary, which is price $100 when redeemed for journey.
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Free entry to Capital One and Precedence Move airport lounges.
Proper there, the cardboard greater than pays for itself, and that’s earlier than you contemplate the sign-up bonus: Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening, equal to $750 in journey.
On an ongoing foundation, the Capital One Enterprise X Rewards Credit score Card earns:
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10 miles per $1 on inns & rental automobiles booked via Capital One Journey.
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5 miles per $1 on flights and trip leases booked via Capital One Journey.
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2 miles per $1 on all different purchases.
Redeem miles to cowl journey bills or switch them to one in every of Capital One’s switch companions.
Full listing of Capital One switch companions

Blue Money On a regular basis® Card from American Specific: Greatest for 0% APR for purchases and for on-line buying
The $0-annual-fee Blue Money On a regular basis® Card from American Specific not solely earns 3% money again on U.S. on-line retail purchases, on as much as $6,000 in purchases per 12 months, but it surely additionally earns 3% money again at U.S. supermarkets and U.S. gasoline stations (additionally on as much as $6,000 in spending per 12 months in every of these classes).
You’ll get a 0% intro APR for 15 months on purchases and steadiness transfers, after which the continuing APR of 18.24%-29.24% Variable APR. There’s additionally a welcome provide: Earn a $200 assertion credit score after you spend $2,000 in purchases in your new Card throughout the first 6 months. Phrases Apply.

Ink Enterprise Limitless® Credit score Card: Greatest for small enterprise
You’ll earn 1.5% money again on all purchases within the type of Chase Final Rewards® factors, which you’ll be able to redeem via Chase for money again, journey, reward playing cards and extra.
Earn $750 bonus money again after you spend $6,000 on purchases within the first 3 months from account opening. And for these larger purchases you could pay again over time, you’ll get a 0% intro APR on Purchases for 12 months, after which the continuing APR of 17.74%-23.74% Variable APR.
New classes
Greatest bank card for streaming

In keeping with Deloitte’s 2024 Digital Media Developments report, U.S. households spend a median of $61 a month on subscriptions to 4 streaming providers. However customers are hitting a ceiling by way of what they’re prepared to spend — the report additionally mentions that 48% of customers would cancel their favourite streaming subscription if the worth went up by $5 a month.
Greatest bank card for on-line buying
This comes as no shock to anybody who did most of their vacation buying from their sofa, however charges of on-line buying have steadily elevated. In keeping with the U.S. Census Bureau of the Division of Commerce, 15.6% of complete gross sales had been e-commerce gross sales within the third quarter of 2024. That’s up 7.5% from the earlier 12 months.
Many co-branded bank cards earn elevated rewards charges once you store on-line, however solely with these particular shops. If you need the simplicity of 1 card that isn’t tied to only one service provider, contemplate this class’s winner, the Blue Money On a regular basis® Card from American Specific.
Playing cards that picked up a couple of award
In one other first for NerdWallet’s Greatest-Of bank card awards, we had merchandise that gained in a number of classes:

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As famous, the aforementioned Blue Money On a regular basis® Card from American Specific gained greatest card for 0% APR for purchases, in addition to greatest card for on-line buying. Above, you possibly can learn why that’s.
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The Capital One Savor Money Rewards Credit score Card gained greatest card for bonus money again, in addition to greatest card for eating. Its ongoing rewards embrace 3% money again on eating, eligible streaming providers, leisure and purchases at grocery shops, in addition to 1% again on different purchases. You additionally get 8% again on Capital One Leisure purchases, in addition to 5% again on inns and rental automobiles booked via Capital One Journey. On high of all that, it incorporates a beneficiant sign-up bonus: Earn a one-time $200 money bonus when you spend $500 on purchases throughout the first 3 months from account opening.
Info associated to the Wells Fargo Propel American Specific® card, the Wells Fargo Attune℠ Card and the Marriott Rewards® Premier Plus Credit score Card has been collected by NerdWallet and has not been offered or reviewed by the issuer of those playing cards.
To view charges and costs of the Blue Money On a regular basis® Card from American Specific, see this web page.
To view charges and costs of the Blue Money Most well-liked® Card from American Specific, see this web page.