PostFinance has introduced two new e-asset management mandates aimed at addressing demand for broader and more future-oriented investment options.
The new “Future” mandate combines traditional global investments with selected exposure to long-term structural trends and digital assets.
Under the “Capital gains” investment strategy, 80% of the portfolio is allocated to globally diversified investments, 15% to megatrends such as digitisation, demographic change and health, and 5% to cryptocurrencies.
The crypto allocation is capped and managed within a regulated framework.
“We are the first retail bank in Switzerland to integrate globally oriented investments, megatrends and cryptocurrencies into an asset management mandate. We have done so in a way that is regulated and professionally accessible for retail customers,”
said Philipp Merkt, Chief Investment Officer at PostFinance.
PostFinance has also launched the “Sustainable” e-asset management mandate, which invests exclusively in companies and sovereign issuers assessed to be on a credible climate transition pathway.
The portfolio aligns with the global net zero target for 2050 and excludes companies that derive benefits from the extraction or increased use of fossil fuels.
According to PostFinance, the mandate is designed to offer access to climate-aligned investing with a minimum investment of CHF 5,000.
The “Sustainable” focus can be applied across all investment strategies, including “Interest income”, “Income”, “Balanced”, “Growth” and “Capital gains”.
With the addition of these mandates, PostFinance now offers five e-asset management focus areas: Switzerland, Global, Responsible, Future and Sustainable.
The bank states that these options allow portfolios to be aligned with individual investment objectives, risk tolerance and sustainability preferences.
Investment mandates are monitored by specialists and adjusted in response to market conditions. Clients can subscribe to and manage their investments digitally via e-finance or the PostFinance App.
Featured image credit: Edited by Fintech News Switzerland, based on image by freepik