The petition sought setting apart of IRDA’s grasp plan for violation of the rights of the Individuals with Epilepsy below Articles 14 and 21.
The Insurance coverage Regulatory and Improvement Authority of India Grasp Round on Standardisation of Well being Insurance coverage Merchandise has excluded epilepsy from protection.
Medical insurance insurance policies don’t cowl epilepsy instantly as it’s categorised as a neurological dysfunction or as an current situation.
“It’s submitted that the exclusion in query, which is central to the current petition, leads to Individuals with Epilepsy dealing with important restrictions in accessing healthcare.
“Prima facie, the choice to incorporate Epilepsy as a illness below ‘everlasting exclusion’, for which remedy just isn’t required to be coated below basic medical health insurance insurance policies, is each unscientific and unconstitutional. The exclusion arises from a defective presumption that each one health-related diseases of Individuals with Epilepsy come up as a consequence of epilepsy,” the plea mentioned.