For the first time, more than half of investors who closed on a new condo unit with a mortgage in the Greater Toronto Area last year were unable to cover their costs when they started renting it out, according to a report Monday from Canadian Imperial Bank of Commerce and research firm Urbanation Inc. That’s because the monthly expenses, including mortgage payments, condo fees, and taxes, outstripped rents for most, forcing those investors to pay the balance out-of-pocket each month, the report found.

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