By way of monetary worth, UPI transactions amounted to Rs 24.85 lakh crore in August, a slight decline from Rs 25.08 lakh crore recorded in July.
Notably, the best worth transaction to this point was in Might, reaching Rs 25.14 lakh crore.
Regardless of this month-to-month dip in worth, the year-on-year development stays spectacular. UPI transaction quantities have surged by 21 per cent in comparison with Rs 20.60 lakh crore in August of the earlier 12 months.
As for transaction quantity, August 2025 noticed 20.01 billion UPI transactions, a considerable 34 per cent improve from the 14.9 billion transactions throughout the identical month final 12 months.
This sample displays a broader acceptance of digital fee strategies past city centres, as rural areas more and more undertake these applied sciences.On common, UPI transactions in August noticed a every day whole of Rs 80,177 crore, with roughly 645 million transactions processed every day. The consistency signifies that digital funds have gotten an ingrained a part of monetary behaviour for hundreds of thousands of Indians.Dilip Modi, CEO of Spice Cash, instructed information company PTI that crossing the 20 billion mark in UPI transactions is a testomony to the resilience of India’s digital financial system. He underlined the exceptional 34 per cent development and highlighted the increasing attain of digital funds into rural areas.
What started as an city phenomenon is now a significant part of life in rural Bharat, Modi stated.
Not solely has UPI remodeled the home fee panorama, however its affect can also be being felt internationally. UPI now accounts for an astonishing 85 per cent of all digital transactions in India and contributes to almost 50 per cent of worldwide real-time digital funds.
The interface is operational in seven nations, together with the UAE, Singapore, Bhutan, Nepal, Sri Lanka, France and Mauritius. Its latest launch in France has been hailed as a big breakthrough, permitting Indians dwelling or travelling there to conduct transactions with out the standard issues related to international fee methods.
NPCI operates beneath the aegis of the Reserve Financial institution of India (RBI) and the Indian Banks’ Affiliation.
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