What is the greatest piece of funding recommendation you can match right into a single, brief sentence? “Purchase shares” wins factors for brevity and excessive returns. “Purchase American shares”, if given at virtually any level over the previous few many years, would have achieved even higher. “Don’t waste cash on stockpickers’ charges” deserves an honourable point out. Here’s a much less punchy suggestion: “A diversified portfolio can have the identical returns as a concentrated one, with much less threat.”