“There’s a disconnect in California with some well-meaning shopper teams who don’t perceive that insurance coverage firms can’t constantly lose cash and keep in enterprise,” Jones mentioned. “As a substitute of forcing carriers to subsidize wildfire losses by way of litigation, we must be specializing in prevention and mitigation—on hardening properties, constructing defensible zones, and utilizing ember-resistant vents. Authorities additionally has a major half to play in prevention and response.”