I’d double verify that you just perceive what dividends are. They aren’t progress, they don’t add worth to your account, they’re functionally equal to promoting a portion of your funding periodically. You could possibly accomplish the very same factor with investments that don’t pay dividends. additionally, dividends don’t compound progress (as a result of they arent progress). the one factor they compound is variety of shares, however that isnt related to your general fee of return.